’! The minimum amount for an auto-investment is 50 euros, which is significantly more than if you invest manually. This makes diversification difficult, especially for smaller assets, as you can only invest in a limited number of loan packages.
Transfer money to your account via bank transfer or TransferWise - funds typically arrive in less than 2 days
So that's a great thing to have as an investor. They have a lot of short-term loans, which is something I really like as it makes sure your money is not stuck in loans for long periods of time.
It's now been over a year that I invested on the platform, and I can say that so far, everything is working as expected. My estimated annual return is at 10.91%, which makes sense as I mostly invested in loans with a yield around 11%.
If a loan by the lender defaults, the buy-back guarantee is then triggered. In this case, the outstanding receivables are reimbursed by the lender, including accrued interest. If the lender has difficulties servicing those receivables, the VIA SMS parent company steps in.
In the past, I have visited the Viainvest team in Riga several times and exchanged ideas with the platform’s key decision-makers. The first meeting took place in April 2019, while the last visit happened in June 2024.
PeerBerry mainly works with a partner called the Aventus Group for its loan originators, which provides loans from Poland & Ukraine on the platform. They also works with several other loan originators, providing loans in countries like the Czech Republic and Lithuania.
The buyback guarantee sounds reassuring, but it does not automatically mean that your investment is safe. The guarantee is typically only applied if the borrower fails to repay and only for defaults over 60 days.
При этом в любой перфект инструмент автоматического инвестирования даст бог быть отключен.
P2P lending involves substantial risks, including potential loss of capital. Past performance does not guarantee future returns. While PeerBerry offers buyback guarantees, these are dependent on the guarantor’s financial capability.
We appreciate your positive feedback regarding repayments of war-affected loans. Over the course of the 24 months of conflict, PeerBerry partners have diligently repaid investors a remarkable EUR 47.
The P2P platform’s main source of revenue comes from the lending activities of its parent company, Via SMS Group. More precisely, they earn money through referral fees for each issued loan.
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I reached out to the chat on a Sunday, received clear instructions by email the next day, and the issue was resolved smoothly and very quickly. Excellent support — congratulations to the team!