Want to know if Viainvest is the right P2P platform for your investment? Perfect! I’ve been successfully investing with Viainvest since the beginning of 2017 and the Latvian platform is now one of my absolute favorites.
On top of that they have no secondary market, so your money is stuck with them for a very long time.
To date, there have been no problems with lenders where outstanding receivables could not be serviced. As Viainvest operates in the PayDay loan market, which is one of the most restricted and regulated loan segments, this is a positive sign in terms of the platform’s risk management.
In addition, there are rarely any complications or problem cases. Viainvest generally delivers what was promised in advance.
The ViaSMS Group has also issued bonds via the NASDAQ OMX Baltic in Tallinn. This is accompanied by high transparency requirements, which in turn benefit us investors: We have access to audited annual reports,which are (somewhat belatedly) available online. This gives us a better insight into the state of Viainvest’s parent company. In my experience, the platform is a leader in terms of transparency in the P2P sector.
I am quite satisfied with Peerberry, which has worked very well for me. I have received my ongoing interest without any issues. Additionally, it is possible to invest small amounts, making it easier to diversify the risk. This is something I really like about this platform.
PeerBerry mainly works with a partner called the Aventus Group for its loan originators, which provides loans from Poland & Ukraine on the platform. They also works with several other loan originators, providing loans in countries like the Czech Republic and Lithuania.
Kindly note we intend to onboard new lenders in 2024 to meet investors needs. Given the increased demand at this time, we suggest investors to combine both auto and manual investing for the best results.
Viainvest is unfortunately known for its IT problems, especially during the changeover to IBF-compliant products. For a large company with a large number of customers, this should never happen! It is not possible to sell investments prematurely on a separate secondary market.
With Viainvest, you can only invest in private loans from the ViaSMS Group. This makes you dependent on their success; at the same time, however, it also makes due diligence easier. A quick glance is enough to realise that the Group has always been profitable – with the mintos exception of the COVID crisis year 2022 – and recently recorded profits in the millions. The signs are pointing to growth here, so investors do not need to worry about stability at the moment. Based on my experience in the P2P market, I would therefore describe Viainvest as one of the most exciting providers. Personally, I will therefore triple my investment on the platform this year!
However, this does not apply to the business loans that are occasionally listed on the platform. However, these business loans usually have real collateral, which is ultimately more valuable.
With a potential return of up to 10 percent, supported by solid credit management, PeerBerry’s p2p loans are a compelling choice compared to other investments. The Auto Invest feature allows you to automatically spread your investments across many loans.
Due to its good business figures and strict regulatory requirements, I consider Viainvest to be safer than many of its competitors.
✅ What is Viainvest? Viainvest is a regulated P2P platform from Latvia where investors can benefit from a variety of international short-term consumer loans, while earning a return of up to 13%.